Automate your SBA underwriting workflow
Stop manually spreading financials into Excel. Upload P&Ls, tax returns, and bank statements - get an interactive pro-forma with DSCR, EBITDA, and LTV computed automatically in under 3 minutes.
The 7-Layer Processing Pipeline
Every uploaded document passes through our deterministic processing pipeline - extracting, validating, and analyzing with zero AI hallucination risk.
Ingestion & Classification
File type detection, source identification (QuickBooks, Xero, etc.), and auto-suggested document category - before a single number is read.
Why We Built Credexis
Built by an SBA finance specialist and an AI engineer who saw firsthand how much time lenders lose to manual spreading.
Deterministic by Design: Why We Never Let AI Generate Numbers
7 layers
of deterministic extraction
Zero
hallucinated numbers by design
"Most AI tools guess at numbers. We took a different approach - AI classifies line items, but every dollar amount is extracted deterministically. Bank-grade accuracy isn't optional."
Pratik Chaudhari
Co-Founder, SDE & AI
Built for SBA Underwriters
Focus on credit decisions, not data entry - we handle the tedious work so you don't have to.
Deterministic Extraction - numbers from documents, never hallucinated
Any Document Format - PDFs, scans, Excel, QuickBooks, Xero
Under 3 Minutes - per document, start to finish
Full Data Provenance - every value traced to its source
Three Things That Change Everything
Every document you upload comes back as a complete, auditable underwriting package. No more manual spreading. No more second-guessing the numbers.
- Interactive pro-forma with DSCR, EBITDA, LTV & Cap Rate
- Every extracted value linked to its exact source page and cell
- Override anything with a complete audit trail preserved
Full Audit Trail
Trace every value to its source
Page & cell level
0%
extraction accuracy across all document types
< 3 min
Processing time per document
7
Deterministic processing layers
50+
Document types supported
Every Document, One Pipeline
Upload any financial document and our 7-layer engine delivers a fully computed pro-forma - no manual spreading required.
P&L Statements
Tax Returns (1040)
Tax Returns (1065)
Tax Returns (1120S)
Balance Sheets
Bank Statements
Schedule of Debts
Personal Financial Statements
Business Debt Schedule
Rent Roll
QuickBooks Exports
Xero Exports
Accounts Receivable Aging
Accounts Payable Aging
Cash Flow Statements
P&L Statements
Tax Returns (1040)
Tax Returns (1065)
Tax Returns (1120S)
Balance Sheets
Bank Statements
Schedule of Debts
Personal Financial Statements
Business Debt Schedule
Rent Roll
QuickBooks Exports
Xero Exports
Accounts Receivable Aging
Accounts Payable Aging
Cash Flow Statements
P&L Statements
Tax Returns (1040)
Tax Returns (1065)
Tax Returns (1120S)
Balance Sheets
Bank Statements
Schedule of Debts
Personal Financial Statements
Business Debt Schedule
Rent Roll
QuickBooks Exports
Xero Exports
Accounts Receivable Aging
Accounts Payable Aging
Cash Flow Statements
50+ Document Types Supported
From QuickBooks P&L exports to scanned tax returns, our specialized parsers handle every document format SBA underwriters encounter. We're adding more every day.
Get Early AccessEnterprise-Grade Security You Can Trust
SOC 2 Type II Compliant
Independently audited security controls meeting the highest standards for data protection, availability, and confidentiality.
Bank-Grade Encryption
AES-256 encryption at rest and TLS 1.3 in transit. Your financial documents are protected with the same standards used by major banks.
Complete Data Isolation
Each customer's data is logically isolated with strict access controls. No data is ever shared between organizations or used for training.
Full Audit Trail
Every action, extraction, override, and export is logged with timestamps and user attribution. Complete traceability for compliance.